FINANCE Cardiff Kia specialise in all aspects of motor vehicle financing for all makes and models. As a motor finance specialist we are well aware of many of the pitfalls in vehicle financing and provide a free service to make sure you get a finance package that suits your motoring lifestyle. Our Finance team offer both commercial and personal finance products that allow approved applicants flexibility with the term of the loan, amount of deposit (if any), frequency of repayments and residual (balloon if any). We even make sure that if you want to make additional payments, you can without penalty; and it will even reduce your interest! You may alternatively prefer to set up structured payments…we can do it all. Some of the products we offer include: Consumer Lending Novated Leases, Chattel Mortgage, Corporate Lending. Click here to apply for Finance now. NO EARLY TERMINATION FEES ? Have you ever gone to trade your car to get a shock when you find out you owe more than it’s worth? You might find this was due in part to the finance company charging a payout penalty – simply speaking, charging you for the interest you were going to use over the five years of the fixed term, fixed interest loan…even though your only 3 years on? We can help make sure that you don’t get caught with this. A simple tip is to ask any potential financer your payout figure at any given time, e.g. in 21 months. If your financier can’t answer this question, you have cause to be alarmed! As a commercial customer, we can provide you with a payout schedule before you sign anything, giving you comfort in knowing there are no nasty surprises. ON GOING SERVICE Have you ever wanted a payout figure and had to call a 1800 number to find your put through to someone in India, or had to pay a fee $25 fee just to find out your payout figure? From now on, our Business Manager who helps set up your finance, will be the same person who has your payout figure at the click of a button. REFINANCE Ever wanted to keep your car at the end of the term but didn’t want to pay the residual in one lump sum? We can help refinance the residual, or maybe reduce your monthly commitment and pay it out over a longer period of up to 60 months? FREE EASY APPLICATION To apply, just give us a call. It can take as little as 10 minutes on the phone; there are no forms to fill in and we can usually get an approval for you in just a couple of working hours…Painless!